Sydney’s Most Trusted Debt Collection Agency

For over 50 years, JMA Credit have been helping Sydney and Central Coast based businesses of all sizes recover their debts.

Sydney Location

Level 14, 275 Alfred Street
North Sydney NSW 2060

How do we work?

Ideally, having the full debt paid upfront or alternatively a payment arrangement agreed prior to further action is the preferred result and the outcome first attempted.

We can either send a final notice letter on our letterhead or we can send a solicitors letter of demand.

If the letters are unsuccessful in recovering your debt, we can use telephone demands in an effort to exhaust all pre-legal avenues to recover your debt. We also have the power of listing a default on the company or businesses credit file on your behalf.

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Honest & Transparent Collection Fees

Our collection fees are the most competitive in the market, you simply will not find a collection agency offering a better service. It’s one of the real reasons why 33% of our business is repeat customers.

No Collection No Commission

Commission scale

(based on the total debt)

$1,001 – $5,00023%
$5001 – $10,00021.5%
$10,000 – $20,00017.5%
Over $20,00012%

No Collection No Commission

Pay an Annual Subscription of $400

Reduce your commission fees

$1,001 – $5,00019%
$5001 – $10,00016%
$10,000 – $20,00012.5%
Over $20,00010%

Pay an Annual Subscription of $400

Why choose JMA Debt Collection in Sydney?

The unique benefits of our Brisbane debt collection service include:

  • The JMA debt recovery team are industry specialists as we has over 50 years collective experience.
  • Personal account manager so you never get lost in the crowd, as one person is dedicated to servicing your needs.
  • Same day action on accounts referred for collection.
  • Established 1960 – Over 50 years experience.
  • In-house Solicitor.
  • Ability to list payment defaults against your debtors.
  • 24/7 online access to track the progress of your accounts with live updates.
  • Speedy legal process – legal documents issued within 48 hours.
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Frequently Asked Questions

  • Are debts greater that 6 months old more difficult to collect?
    Yes the longer you leave a debt, the more difficult it becomes to collect and if you leave it this long the Company or business may be insolvent and therefore you will be unable to recover your debt.
  • Do I need to perform credit checks?
    If you provide credit to customers for amounts exceeding $2,000.00, we recommend you do credit checks, or you should at least get 3 trade reference checks and confirm that the ABN and ACN they give you is correct.
  • How long does the collection process take?
    Due to the individual circumstances of each debt, we are unable to quote an accurate recovery time. We try to recover your debt/s without resorting to legal action, but if this step is required and approved by you, it may take 6-8 months before a result can be achieved. Once your debt is lodged for collection, the process starts the same day, and we apply constant pressure. Our clients can quickly obtain up to date information on their accounts via the online client service, 24 hours, 7 days a week.
  • How soon do I need to refer to a debt collection agency?
    The debt should be referred at either 60/90 days based on 30 day terms.
  • When it comes to terms, what should the process be with new customers?
    When you open a new account, it is a good idea to formally notify your new client in writing. Serve notice of your terms and conditions of trade. Explain your settlement terms in clear, direct language and indicate how you will expect the account to be treated.
  • Where are your services available in New South Wales?
    JMA Credit Control can help to recover debt for small and medium sized business throughout New South Wales, including in Sydney. No matter where your business is located, our friendly and experienced Sydney-based team can help you recover your debts.

Sydney’s Best Debt Collection and Recovery Agency

For the past 50 years JMA Credit Control has been helping Sydney, Central Coast and New South Wales businesses maintain their cash-flow and get paid on time with their no commission, no fee debt collection services. We’ve helped thousands of small to large Sydney based businesses to collect debts quickly and effectively.

It’s no secret that getting paid on time is one of the top problems impacting Sydney based businesses which is why hiring a debt collection agency has become more important ever. When you work with JMA it means you’re protecting your business by minimising risks to your cash-flow.

You can easily lodge your debts online using our service agreement form or via our 24/7 online portal. Customers trust JMA for all their debt collection requirements because of our Australian owned and operated team and personal account manager than is assigned to your account. If you have any questions or concerns throughout the collection process you can simply get in touch and your account manager will guide you through the entire process.

We are ethical and firm while treating your important customer relationships with absolute respect. JMA Credit Control operates ethically and in line with the ACCC & ASIC Debt Collection guidelines for Collectors and Creditors. Our firm but professional approach will recover your money quickly. We collect outstanding cash like it was our own and have a very high rate of success.

We offer a personalised and efficient commercial debt collection service that larger collection agencies simply cannot do and over 33% of our customers are return customers, We pride ourselves on being your long term partner when it comes to securing your all important cash-flow.

We’re consistently rated 5 stars by our customers too, so rest assured you’re in safe hands when it comes to choosing a collection agency and our no commission, no fee offers you a completely risk free services.  So if bad debts and overdue invoices are holding your business back, get in touch with us today. We promise you it’s the change you’ve been looking for.

Customer Success Testimonials

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Struggling with unpaid debts and poor cashflow? Start with our free debt collection letter now.

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